Baby Health Insurance

In the statutory health insurance a baby is automatically insured for free on the parents. be insured separately at the private health insurance, your baby. These are only entitled to babies and young children in which at least one parent has a private health insurance. In addition, further things to be respected.

Private health insurance for babies

privately insured women are obliged to inform the vendor know if a pregnancy. This is based on the notification requirements for a change in family status.

Before birth, the medical care and medical care will be taken over by the private health insurance.
After birth, the baby will automatically insure privately. Otherwise, you must register your newborn with the provider. Your children will then to ensure from the date of birth.

Conditions

In the condition that at least one parent must be privately insured, irrespective of whether this is the father or the mother. The father has only one private health insurance, it is possible for him from the date of birth, the baby to ensure reliable. One limitation is that family members and minor children may receive a higher rate than the insured parent. Has this been the cheapest base rate, he may choose for his child a higher tariff.

For babies may, if they are not legally insured for free on the parents, are selected in conjunction with a low monthly premium, a private or public health insurance. Because of the generally better performance of private insurance is often a better option.