Monday, August 16, 2010

Seniors pay on when protection abroad should note the fine print older.


Whether foreign health insurance or a complete package: For travel insurance applies: the older, more expensive. Almost all vendors have introduced a certain age increases. Some do not insure. In Union Insurance (URV), it becomes critical from 60 years ago. The contribution for the international travel health insurance increases. The year policy has increased by around 300 percent. The URV is not alone. For annual contracts for health insurance, many insurance companies calculate the increased risk with one. Even in the European travel insurance to pay over 65 more years for the Police. Surcharges also require Mondial Assistance for travelers over 70 years - from the insurance for single trips up to years insurance. On the other hand there is at the Hanse-Merkur - as in the URV - only for a health insurance premium from 66 years to 75 years. Then the maximum is reached.

Keywords Maximum age: Then should respect the elderly. Otherwise, they might conclude from a non-valid insurance or travel on existing contracts without notice. For example, with family insurance. In the European travel insurance may the oldest family member to 64 years of age at the Hanse-Merkur 65 and 69 years at the URV. Who is older, who is not insured.

And with a current annual insurance with automatic renewal, you should study the conditions of insurance. Because the insurers didn’t draw attention to the crossing of the age limit. Financial loss due to payments made useless you have not, because the money can be recovered. But in case of emergency, especially when illness or accident on holiday, would have to take large sums of money itself. Is there an age limit in the contract, it can act with the insurance or you change the provider.

A general tip: If you go to the doctor before the trip and confirm the ability to travel, can be spared in case of illness discussions with the assurance of suspected pre-existing conditions. Some insurers, such as the European Insurance and Mondial Assistance, offer a telephone consultation with pre-existing conditions. Those who adhere to the recommendations of the doctors have insurance, then no problems with the willingness to pay the insurance.

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